:root {
    --ink: #16233a;
    --muted: #5d6a7e;
    --paper: #b88a64;
    --surface: #fff;
    --line: #dde5ef;
    --brand: #3b5bdb;
    --brand-deep: #263c9b;
    --aqua: #24b5a8;
    --gold: #f5a524;
    --coral: #e86d70;
    --shadow: 0 14px 38px rgba(22, 35, 58, .09);
    --radius: 18px;
    --max: 1160px
}

* {
    box-sizing: border-box
}

html {
    scroll-behavior: smooth
}

body {
    margin: 0;
    font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
    color: var(--ink);
    background: var(--paper);
    line-height: 1.58
}

a {
    color: var(--brand)
}

a:focus-visible,
button:focus-visible {
    outline: 3px solid var(--gold);
    outline-offset: 3px
}

.wrap {
    width: min(calc(100% - 32px), var(--max));
    margin: auto
}

.notice {
    background: #17274a;
    color: #fff;
    text-align: center;
    padding: 8px 16px;
    font-size: .84rem
}

.notice a {
    color: #dce7ff
}

.site-header {
    position: sticky;
    top: 0;
    z-index: 20;
    background: rgba(255, 255, 255, .96);
    backdrop-filter: blur(12px);
    border-bottom: 1px solid var(--line)
}

.nav {
    min-height: 70px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 20px
}

.brand {
    color: var(--ink);
    text-decoration: none;
    font-weight: 850;
    letter-spacing: -.04em;
    font-size: 1.36rem
}

.brand span {
    color: var(--brand)
}

.navlinks {
    display: flex;
    gap: 20px;
    align-items: center
}

.navlinks a {
    font-size: .92rem;
    text-decoration: none;
    color: var(--ink);
    font-weight: 650
}

.menu-toggle {
    display: none;
    border: 1px solid var(--line);
    border-radius: 10px;
    background: #fff;
    padding: 8px 11px;
    color: var(--ink)
}

.hero {
    padding: 76px 0 54px;
    background: radial-gradient(circle at 86% 15%, #a88755 0 12%, transparent 29%), radial-gradient(circle at 8% 82%, #a88755 0 11%, transparent 28%), linear-gradient(120deg, #a88755, #a88755)
}

.eyebrow {
    display: inline-block;
    border: 1px solid #c9d7fc;
    border-radius: 30px;
    background: #edf2ff;
    color: var(--brand-deep);
    padding: 5px 11px;
    font-size: .78rem;
    font-weight: 800;
    letter-spacing: .04em;
    text-transform: uppercase
}

.hero-grid {
    display: grid;
    grid-template-columns: 1.18fr .82fr;
    gap: 40px;
    align-items: center
}

.hero h1 {
    font-size: clamp(2.25rem, 6vw, 4.35rem);
    letter-spacing: -.06em;
    line-height: 1.02;
    margin: 16px 0
}

.hero p {
    font-size: 1.12rem;
    max-width: 680px;
    color: #40506a
}

.hero-panel {
    padding: 26px;
    background: #fff;
    border: 1px solid #e2e9f5;
    border-radius: var(--radius);
    box-shadow: var(--shadow)
}

.hero-panel h2 {
    font-size: 1.25rem;
    margin: 0 0 10px
}

.checklist {
    padding: 0;
    margin: 15px 0;
    list-style: none
}

.checklist li {
    padding: 8px 0 8px 26px;
    position: relative
}

.checklist li:before {
    content: "✓";
    position: absolute;
    left: 0;
    color: var(--aqua);
    font-weight: 900
}

.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    border: 0;
    border-radius: 10px;
    padding: 12px 17px;
    background: var(--brand);
    color: #fff;
    text-decoration: none;
    font-weight: 800;
    cursor: pointer
}

.btn:hover {
    background: var(--brand-deep)
}

.btn-secondary {
    background: #eff3fb;
    color: var(--brand-deep)
}

.section {
    padding: 62px 0
}

.section-tight {
    padding: 38px 0
}

.section h2 {
    letter-spacing: -.035em;
    line-height: 1.15;
    font-size: clamp(1.65rem, 3.4vw, 2.5rem);
    margin: 0 0 12px
}

.section-intro {
    max-width: 760px;
    color: var(--muted);
    margin: 0 0 28px
}

.compliance {
    background: #fff8e9;
    border: 1px solid #f0d791;
    border-radius: var(--radius);
    padding: 23px 25px
}

.compliance h2 {
    font-size: 1.27rem;
    margin: 0 0 8px
}

.grid {
    display: grid;
    gap: 20px
}

.cards {
    grid-template-columns: repeat(3, 1fr)
}

.card {
    display: flex;
    flex-direction: column;
    background: var(--surface);
    border: 1px solid var(--line);
    border-radius: var(--radius);
    padding: 22px;
    box-shadow: 0 5px 19px rgba(22, 35, 58, .045)
}

.card h3 {
    margin: 0;
    font-size: 1.25rem
}

.tag {
    display: inline-block;
    width: max-content;
    font-size: .76rem;
    font-weight: 800;
    color: #14685f;
    background: #e0f6f2;
    padding: 4px 9px;
    border-radius: 99px;
    margin: 13px 0 10px
}

.card p {
    color: var(--muted);
    margin: 0 0 18px
}

.card .btn {
    margin-top: auto;
    width: max-content
}

.table-wrap {
    overflow-x: auto;
    border: 1px solid var(--line);
    border-radius: var(--radius);
    background: #fff
}

table {
    width: 100%;
    border-collapse: collapse;
    font-size: .93rem
}

caption {
    text-align: left;
    padding: 17px 20px 5px;
    font-weight: 800
}

th,
td {
    padding: 13px 16px;
    text-align: left;
    border-bottom: 1px solid var(--line);
    vertical-align: top
}

th {
    background: #f2f6fc;
    font-size: .82rem;
    color: #41506a;
    text-transform: uppercase;
    letter-spacing: .035em
}

tr:last-child td {
    border-bottom: 0
}

.split {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 24px
}

.info-card {
    background: #fff;
    border-radius: var(--radius);
    border: 1px solid var(--line);
    padding: 24px
}

.info-card h3 {
    margin-top: 0
}

.info-card p:last-child {
    margin-bottom: 0
}

.faq {
    display: grid;
    gap: 12px
}

.faq details {
    background: #fff;
    border: 1px solid var(--line);
    border-radius: 12px;
    padding: 0 18px
}

.faq summary {
    padding: 16px 28px 16px 0;
    font-weight: 800;
    cursor: pointer;
    position: relative
}

.faq summary:after {
    content: "+";
    position: absolute;
    right: 0;
    font-size: 1.35rem;
    color: var(--brand)
}

.faq details[open] summary:after {
    content: "–"
}

.faq p {
    margin: 0 0 16px;
    color: var(--muted)
}

.quotes {
    grid-template-columns: repeat(3, 1fr)
}

blockquote {
    margin: 0;
    background: #fff;
    border: 1px solid var(--line);
    border-radius: var(--radius);
    padding: 22px;
    font-size: .98rem
}

blockquote p {
    margin: 0 0 12px
}

cite {
    font-size: .82rem;
    color: var(--muted);
    font-style: normal
}

.link-list {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 14px
}

.link-list a {
    background: #fff;
    border: 1px solid var(--line);
    border-radius: 12px;
    padding: 16px;
    text-decoration: none;
    color: var(--ink);
    font-weight: 800
}

.link-list a small {
    display: block;
    color: var(--muted);
    font-weight: 500;
    margin-top: 3px
}

.breadcrumbs {
    padding: 18px 0;
    font-size: .87rem;
    color: var(--muted)
}

.breadcrumbs a {
    color: var(--muted)
}

.page-hero {
    padding: 42px 0 36px;
    background: linear-gradient(125deg, #f0f5ff, #fff)
}

.page-hero h1 {
    font-size: clamp(2rem, 4vw, 3.2rem);
    line-height: 1.08;
    letter-spacing: -.05em;
    margin: 10px 0
}

.page-hero p {
    max-width: 790px;
    color: var(--muted);
    font-size: 1.07rem
}

.prose {
    max-width: 850px
}

.prose h2 {
    margin-top: 34px;
    font-size: 1.55rem
}

.prose h3 {
    margin-top: 26px
}

.prose li {
    margin: 7px 0
}

.callout {
    border-left: 4px solid var(--aqua);
    background: #eaf9f7;
    padding: 16px 20px;
    border-radius: 0 12px 12px 0
}

.exit {
    max-width: 690px;
    margin: 40px auto;
    padding: 34px;
    background: #fff;
    border: 1px solid var(--line);
    border-radius: var(--radius);
    box-shadow: var(--shadow);
    text-align: center
}

.exit .external {
    font-weight: 800;
    color: var(--brand-deep);
    font-size: 1.25rem
}

.legal-nav {
    display: flex;
    flex-wrap: wrap;
    gap: 9px;
    margin: 18px 0
}

.legal-nav a {
    font-size: .86rem;
    background: #edf2fb;
    padding: 6px 10px;
    border-radius: 99px;
    text-decoration: none
}

.site-footer {
    background: #13223f;
    color: #e4ecfb;
    padding: 44px 0 24px;
    margin-top: 35px
}

.footer-grid {
    display: grid;
    grid-template-columns: 1.3fr 1fr 1fr;
    gap: 25px
}

.site-footer .brand {
    color: #fff
}

.site-footer p,
.site-footer li {
    color: #b9c6dc;
    font-size: .9rem
}

.site-footer a {
    color: #e4ecfb
}

.site-footer ul {
    padding-left: 17px;
    margin: 10px 0
}

.fineprint {
    border-top: 1px solid #314461;
    margin-top: 26px;
    padding-top: 18px;
    color: #aebed7;
    font-size: .78rem
}

.muted {
    color: var(--muted)
}

.center {
    text-align: center
}

@media(max-width:800px) {
    .menu-toggle {
        display: block
    }

    .navlinks {
        display: none;
        position: absolute;
        top: 70px;
        left: 0;
        right: 0;
        padding: 16px;
        background: #fff;
        border-bottom: 1px solid var(--line);
        flex-direction: column;
        align-items: flex-start
    }

    .navlinks.is-open {
        display: flex
    }

    .hero {
        padding: 52px 0 38px
    }

    .hero-grid,
    .split,
    .footer-grid {
        grid-template-columns: 1fr
    }

    .cards,
    .quotes {
        grid-template-columns: 1fr 1fr
    }

    .link-list {
        grid-template-columns: 1fr 1fr
    }
}

@media(max-width:520px) {

    .cards,
    .quotes,
    .link-list {
        grid-template-columns: 1fr
    }

    .wrap {
        width: min(calc(100% - 24px), var(--max))
    }

    .section {
        padding: 45px 0
    }

    .hero h1 {
        font-size: 2.32rem
    }

    .hero-panel {
        padding: 20px
    }

    th,
    td {
        padding: 11px 12px
    }
}


.section-alt {
    padding: 80px 0;
}

.section-sub {
    max-width: 900px;
    margin: 0 auto 16px;
    text-align: center;
    color: #6b7280;
    font-size: 14px;
}

.section-lead {
    max-width: 900px;
    margin: 0 auto 40px;
    text-align: center;
    color: #4b5563;
}

.platforms-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
    gap: 24px;
}

.platform-card {
    background: #acacac;
    border: 1px solid #e5e7eb;
    border-radius: 18px;
    padding: 24px;
    display: flex;
    flex-direction: column;
    transition: .25s ease;
    box-shadow: 0 4px 12px rgba(0, 0, 0, .05);
}

.platform-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 12px 30px rgba(0, 0, 0, .08);
}

.card-emoji {
    display: flex;
    align-items: center;
    justify-content: center;
    height: 60px;
    margin-bottom: 16px;
}

.card-logo {
    max-width: 120px;
    height: auto;
    object-fit: contain;
}

.card-header h3 {
    margin: 0 0 12px;
    text-align: center;
    font-size: 22px;
}

.card-desc {
    font-weight: 600;
    margin-bottom: 12px;
    text-align: center;
}

.card-desc-extra {
    color: #6b7280;
    font-size: 14px;
    line-height: 1.6;
    margin-bottom: 18px;
}

.info-list {
    margin: 0 0 20px;
    padding-left: 18px;
}

.info-list li {
    margin-bottom: 8px;
}

.card-actions {
    display: flex;
    gap: 12px;
    margin-top: auto;
}

.btn-outline,
.btn-fresh {
    flex: 1;
    text-align: center;
    padding: 12px 16px;
    border-radius: 10px;
    text-decoration: none;
    font-weight: 600;
    transition: .2s ease;
}

.btn-outline {
    border: 1px solid #d1d5db;
    color: #111827;
    background: #fff;
}

.btn-outline:hover {
    background: #f3f4f6;
}

.btn-fresh {
    background: #2563eb;
    color: #fff;
}

.btn-fresh:hover {
    background: #1d4ed8;
}

.deco-tag {
    background: #f3f4f6;
    padding: 10px 18px;
    border-radius: 999px;
    font-size: 14px;
    color: #4b5563;
}

@media (max-width: 768px) {
    .card-actions {
        flex-direction: column;
    }

    .platform-card {
        padding: 20px;
    }
}


.regulators-bar {
    margin-top: 48px;
    padding: 32px 0;
    border-top: 1px solid rgba(255, 255, 255, .1);
    border-bottom: 1px solid rgba(255, 255, 255, .1);
}

.regulators-title {
    margin: 0 0 20px;
    text-align: center;
    font-size: 14px;
    font-weight: 700;
    letter-spacing: .08em;
    text-transform: uppercase;
    opacity: .85;
}

.regulators-logos {
    list-style: none;
    margin: 0;
    padding: 0;
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    align-items: center;
    gap: 24px;
}

.regulators-logos li {
    margin: 0;
    padding: 0;
}

.regulators-logos a {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 140px;
    height: 64px;
    padding: 10px;
    border-radius: 12px;
    background: rgba(255, 255, 255, .04);
    transition: all .25s ease;
}

.regulators-logos a:hover {
    background: rgba(255, 255, 255, .08);
    transform: translateY(-2px);
}

.regulators-logos img {
    max-width: 100%;
    max-height: 40px;
    object-fit: contain;
    display: block;
}

.regulators-note {
    max-width: 900px;
    margin: 20px auto 0;
    text-align: center;
    font-size: 13px;
    line-height: 1.6;
    opacity: .75;
}

@media (max-width: 768px) {
    .regulators-logos {
        gap: 16px;
    }

    .regulators-logos a {
        width: 120px;
        height: 56px;
    }

    .regulators-note {
        font-size: 12px;
        padding: 0 12px;
    }
}

.container {
    width: min(1120px, calc(100% - 2rem));
    margin: 0 auto;
}

.section-alt .section-title {
    max-width: 900px;
    margin: 0 auto 16px;
    text-align: center;
}

.section-alt {
    padding: 80px 0;
}

.card-emoji {
    display: flex;
    align-items: center;
    justify-content: center;
    height: 86px;
    margin-bottom: 18px;
}

.card-logo {
    width: 150px;
    max-width: 75%;
    max-height: 64px;
    height: auto;
    object-fit: contain;
    display: block;
    filter: drop-shadow(0 6px 10px rgba(0, 0, 0, .18));
    transition: transform .25s ease, filter .25s ease;
}

.platform-card:hover .card-logo {
    transform: scale(1.08);
    filter: drop-shadow(0 10px 16px rgba(0, 0, 0, .24));
}